Client Testimonials
...many months ago I sought to clean up my credit and after searching and searching and doing quite a bit of research I came across Legacy Legal Services and made a phone call that changed my life, well actually my credit, but in effect my life in general. The person on...
Q & A - Questions and Answers
If I build good credit, will it offset my bad credit and make me credit worthy?
Any amount of bad credit drastically reduces your chances of being approved by a credit grantor. Most credit grantors never actually look at your credit report. A computer pulls your credit report, rates your credit standing, income, indebtedness, and stability, and then spits out an acceptance or denial. Even one or two late pays will usually trigger a credit card or personal loan denial. The slightest amount of negative credit will cause the interest on an auto loan to skyrocket. You will probably find that even a little bad credit, regardless of how much good credit you have, is an unacceptable barrier to credit approval.
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