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Client Testimonials

see more credit repair testimonials... There was no way I had the time or knowledge to fix my credit myself. Legacy Legal did exactly what they said they would do. Thanks for the service & money well spent.

      -M.S., UT...

Q & A - Questions and Answers

If an item you've deleted comes back on my credit report, then what?

To begin with, the new Fair Credit Reporting Act instructs the credit bureaus to inform you before they re-report a negative listing. Sometimes a creditor will eventually verify a deleted negative item. The Fair Credit Reporting Act also makes it more difficult for the credit bureaus to re-report previously deleted items. Due to these restrictions, it is more difficult for the bureaus to put deleted listings back on credit reports. If this ever occurs, Legacy Legal Services simply challenges the listing again and asks for a permanent deletion.


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