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see more credit repair testimonials... In the spring of last year, my credit was a disaster. I had attempted to repair it myself to no avail. I was fortunate to discover Legacy Legal Services on the internet. I signed up immediately.

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Q & A - Questions and Answers

What is a FICO score?

FICO stands for Fair Issac and Co. the company that developed the first credit scoring model. FICO was originally used by all three credit bureaus. Eventually Equifax and TransUnion branched out and came up with their own scoring models, Experian continued to use FICO. FICO continues to be the standard that most creditors will look at to evaluate creditworthiness.

FICO is a registered trademark of Fair Isaac Corporation.


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