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see more credit repair testimonials... I just spoke to [one of your staff members] and asked him to place my account on hold for three months, and couldn't leave without sending you all a quick email to thank you for all your help these past few months. You've helped me clear up almost everything on my ...

Q & A - Questions and Answers

What are the benefits of credit scoring?

Credit reporting is essentially a good thing; for all parties. Before the use of credit reports, credit granting tended to be slow, inconsistent, and unfairly biased. Now credit reporting allows the common consumer a much higher standard of living and provides more protection to lenders by giving them a fast, objective evaluation of the risk you will be to them. Credit scores - especially FICO scores, the most commonly used credit bureau scores - have greatly improved the credit process.

Other benefits include:

  • You can get loans faster
  • Credit decisions are fairer
  • Credit mistakes count for less
  • More credit is available
  • Credit rates are lower overall

FICO is a registered trademark of Fair Isaac Corporation.


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