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Client Testimonials

see more credit repair testimonials... I just wanted to let you know how pleased we are with your services. We were able to get the loan that we wanted to refinance our home and got back over $20,000 in the process. We plan on using some of that to clear some lingering issues that are still on my credit repo...

Q & A - Questions and Answers

What about Bankruptcy as an answer to my problems?

Many bankruptcy attorneys do not adequately explain the effects of bankruptcy to their clients. Stated simply, bankruptcy is devastating to your credit for up to ten years. If you are considering bankruptcy, you should consult a local attorney who specializes in bankruptcy law. Here are some things to consider before you declare bankruptcy:

  1. When you file for bankruptcy, every credit account that you decide to include in the bankruptcy will become an "included in bankruptcy" account on your credit report.
  2. Additionally, a bankruptcy filing and bankruptcy discharge listing will appear in the court records section of your credit report.
  3. Because so many negative items are attached to the bankruptcy, it becomes very difficult to remove all trace of the bad credit.
  4. As mentioned, bankruptcies stay on your credit reports for ten years.


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