Client Testimonials
Your team has done a wonderful job on our credit repair, never would have thought that you could do so much in such a short time period. We have been able to receive prime interest rates on money we borrow. We have also told all our friends and family about the great jo...
Q & A - Questions and Answers
Firm Payment
In accordance with federal regulation, Legacy Legal Services charges for services that have already been performed. Within the first five to ten days, we will perform the most expensive portion of your retainer: your case setup. Soon thereafter, you will make a scheduled payment to cover the work performed in that initial period. Each month thereafter, you will make a regular payment to pay for work performed the previous month.
While some months we will do more work than others, you can rest assured that we will not charge you more than the agreed upon fee per month ($39.95 for Standard, $59.95 for Fast Track, and $114.95 for Fast Track couples).
Before your first payment, we will perform all initial intake work including: welcome/orientation communication via email, client data input and verification, payment arrangement setup, case assignment and an initial review by one of our credit experts. While the sum of these activities exceeds the cost of your retainer (if billed by the hour) we will charge you just $99.95 for singles and $169.95 for couples, which will be considered fully earned.
Then, each month thereafter, you will notice that we perform certain minimum work. Most months, if you're faithful about sending in credit reports, we will be creating challenge letters for you. In the other months, in which we're waiting for a response from the bureaus, at a minimum, both the credit experts and a paralegal will review your case to make sure that we're proceeding without a hitch.
To keep accounting and collection costs low, all payments must be made via a direct bank draft or a credit card draft. If any payment is returned dishonored by your bank or credit card Company, we will redraft the payment automatically about 48 hours after the first draft. If that payment does not clear, we will contact you to make arrangements for payment. If your payment is returned dishonored by the bank or Credit Card Company, a $15.00 dishonored payment charge will be added to your next payment.
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