Fixing Credit Report

When it comes to fixing your credit report, consult the experts at Legacy Legal Services. Many consumers have attempted fixing their own credit but never generated any results. You may be one of them. The reason is, unless you know the laws and the proper wording to use, the bureaus will simply ignore your letters or respond to them as being irrelevant or frivolous. This is illegal, but most consumers don't know that and will simply accept what the bureaus have to say as truth.

At Legacy Legal Services we have been fixing credit reports for 20 years with much success. We know the laws and the language that pressure the bureaus into compliance. The bureaus sometimes ignore our initial dispute letters, but we will persist and employ more aggressive tactics when necessary until satisfactory results are achieved. Although we are still ultimately at the mercy of the bureaus, we have about a 90% success rate in fixing errors and other negative items on your credit report. If you are not satisfied with your particular results, Legacy Legal Services does offer a warranty (refer to our website under "warranty" for more details).

One of the reasons we see such great results is that many of the items we dispute fall under the FCRA which mandates that the credit bureaus have 30 days to provide adequate proof of the item in dispute. In most cases, adequate proof cannot be obtained within the designated time frame and therefore must be removed from your report.

Within days of receiving your credit report we will complete an analysis to determine which items should be removed and will implement a plan of action to get them deleted. In as little as 3 months you could start seeing improvements. But keep in mind, the more negative items you have, the longer it will take. Be patient, fixing your credit report does not happen overnight. While the process could take several months, your improved score will be well worth your time and the thousands you will save in the long run.

Fixing your credit report is of inestimable worth to you and your financial future. Don't keep throwing your hard-earned money away on high interest rates. Speak with one of our friendly and knowledgeable representatives today who can put healthy credit within your grasp.