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I just want to thank you for all your hard work. I was very skeptical at first having never heard of someone who would help clear up one's credit file. After being turned down for a home loan I filed for my credit report to see what all was on it. To my dismay there wer...
Credit Info > Home Mortgage Example
Bad credit in auto financing can really hurt, but it is nothing compared to the cost of bad credit when a home is involved. A typical home can cost between $95,000 and $180,000 more in interest if you are buying the home with bad credit, as indicated below.
$180,000 home paid over 30 years:
| Credit Status | Rate | Payment | Cost of Bad Credit |
|---|---|---|---|
| Excellent | 5.5% | $1022.02 | $0.00 |
| Mildly Damaged | 8.5% | $1384.04 | $130,327.20 |
| Damaged | 10.75% | $1,680.27 | $236,970.00 |
| Credit 101 |