Mail legible copies of your credit reports every ninety (90) days to Legacy Legal Services . If you are unable to do this LLS may find it necessary to purchase credit reports from the credit bureaus in order for us to complete our work in your behalf. If this is necessary there will be a nominal charge to your account of twenty five dollars ($25.00).

Send LLS any and all communications and correspondence that you receive from the credit bureaus. This is very important! Please make a copy for your files and send us the originals.

Inform LLS of any change of address (within 10 days). This is very important! Only communicate with the credit bureaus through Legacy Legal Services' written communications.

Refrain from applying for any more credit until LLS's processes are complete, unless you contact LLS first.

Pay Legacy Legal Services Ninety-nine Dollars and ninety-five cents ($99.95) or one hundred sixty-nine and ninety-five cents ($169.95), which ever is applicable, within the next ten (10) days. Then you'll pay Legacy Legal Services fifty-nine dollars and ninety-five cents ($59.95) or thirty-nine dollars and ninety-five cents ($39.95) per month for singles or one hundred and fourteen dollars and ninety-five cents ($114.95) per month for couples for representing you during the previous month until we finish our work or you are satisfied with the results. Legacy Legal Services charges only for services rendered and work preformed each month, there are no advance fees.

Legacy Legal Services warrants the success of its work by offering some or all of your money back if we are not successful in improving your credit scores and credit history. Please see the warranty on Legacy Legal Services' web site for complete details.

*If your payment is returned dishonored by the bank or credit card company, a fifteen dollar ($15.00) dishonored payment charge will be added to your next payment. Your service will be put on hold the following month and no work will be performed until the account is brought current. You may cancel the service at any time and your only financial responsibility will be for the work performed during the previous month. You understand that failure to complete all of these activities will void the service warranty.

Your Instructions to Legacy Legal Services:

I want Legacy Legal Services to challenge all negative items found on my credit reports with the exception of specific items listed and identified by me. Those specific items will be submitted to Legacy Legal Services separately in written form. Legacy Legal Services should consider any negative listings that are not submitted to LLS in separate written form, to be by my understanding of the definition, out of federal compliance, or in other words inaccurate, unverifiable and/or obsolete.

I want Legacy Legal Services to challenge negative listings because I believe that the listings may be inaccurate, unverifiable and/or obsolete. If I do not submit specific exceptions within five (5) days of starting the service, LLS should assume that all negative listings are to be considered inaccurate, unverifiable and/or obsolete.

I have reviewed and accepted the terms of this Agreement and the required Disclosure Statement. I do hereby authorize an auto draft or charging of my account as indicated above and I hereby release my personal and account information to Legacy Legal Services.

I do hereby give Legacy Legal Services, Inc. this Limited Power of Attorney, granting permission to communicate with the credit bureaus and creditors in my name and on my behalf. This communication can be in the form of phone, written and electronic communications including signing and sending letters in my name.

Limited Power of Attorney and Electronic Signature:

I authorize and direct Legacy Legal Services, Inc. including but not limited to, any associated attorney, and/or any paralegal under attorney supervision, to act as my disclosed or undisclosed agent regarding my credit audit, verification and restoration matters. I specifically authorize Legacy Legal Services, Inc. to obtain my credit reports and scores for lender evaluation and to request and obtain documentation and/or verification relating to any items reported on or related to my credit reports, any creditor records, and any credit bureau.

RIGHT OF CANCELLATION

You may cancel this agreement, without penalty or obligation at any time before midnight of the fifth (5th) day after the date on which you signed the retainer agreement. To cancel you must call 1-800-630-9349 and print the notice of cancellation letter. Mail a copy of this signed and dated notice of cancellation, or any other written notice to Legacy Legal Services at 770 East Main St. Suite 508, Lehi, UT 84043. You will receive a cancellation confirmation by email confirming that your case has been closed. This email will have a cancellation code, until you receive your cancellation code you should consider your case still open.

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